BATON ROUGE REAL ESTATE
TIPS FOR FIRST TIME BUYERS

1. KNOW WHAT YOU CAN AFFORD
When looking for a new home, make your search more effective by knowing how much home you can afford. Carefully calculate the overall monthly payments. Be sure to include additional costs like property taxes, insurance premiums, homeowners insurance, homeowners' association dues (if applicable), etc. Look at your monthly budget to understand how a mortgage payment will fit into it.

2. IDENTIFY YOUR POTENTIAL DOWNPAYMENT
Do you have 20% of your target purchase price available for a downpayment? That's often considered the industry norm, but there are other options available. If you don't have the funds for a significant downpayment, it may not be a problem. There are a variety of loan programs offered at various credit levels. Some mortgage programs have loans that offer a 3.5% downpayment or even a no-downpayment option for veterans and active military. It is important to note, however, that most loans that offer less than 20% down have additional insurance premiums that will add to the monthly payment.

3. WORK WITH A LOCAL AGENT 
Pinpoint the area where you'd most like to own a home, and then connect with a real estate agent who works in that area. Make sure that the agent has worked extensively in that neighborhood and has insights into local matters like taxes, schools, new developments and other issues that may be important in the contract process. Ask how many homes the agent has helped buyers purchase in your desired location to gauge their experience working in that particular area. Agents who list homes also should have a good understanding of fair market value for the homes you're considering.

4. EVALUATE YOUR PREFERRED NEIGHBORHOOD
You think you know where you want to buy a home, but how much do you actually know about the neighborhood? Visit the area at different times, including during heavy commute times, weekends and later in the evening. What's the traffic like for kids in the neighborhood? How far is the nearest grocery store? Also, talk with the neighbors in your desired community. What do they like about the area? What do they dislike? Their perspectives may offer greater insight into your desired location.

5. GET CREDIT READY
Buying a home may be one of the largest financial decisions you ever make. Be prepared. Get a copy of your current credit report, identify any discrepancies, and get them fixed — if possible — before you talk to a lender.


FEATURED LISTING OF THE WEEK
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OTHER LISTINGS
655 Waverly Dr.
Baton Rouge, Louisiana
SUPER HUGE HOME ON A SUPER HUGE LOT. LOTS OF ROOM TO ROAM ~ 4 FULL BEDROOMS WITH A GIGANTIC MASTER BEDROOM ~ COMBINATION BETWEEN AND OPEN AND SPLIT FLOORPLAN WITH A TRADITIONAL FLARE ~ KITCHEN WITH A SUB ZERO REFRIGERATOR AND DOUBLE OVENS WHICH WILL REMAIN ~ KITCHEN OPEN TO THE GREAT ROOM SEPARATED BY A BAR AREA ~ LARGE FORMAL LIVING/DINING ROOM COMBINATION ~ KEEPING OR SUNROOM ~ WOOD FLOORS, CERAMIC TILE AND MARBLE IN THE FOYER ~ HUGE GREATROOM ~ 2 WOOD-BURNING FIREPLACES ~ LARGE SUNROOM OR KEEPING ROOM ~ 2-CAR GARAGE ON THE REAR ~ VERY VERSITILE HOME WITH MANY POSSIBILITIES ~ HUGE, FENCED YARD WITH OPEN PATIO OFF THE GREATROOM AND THE MASTER BEDROOM
Price: $133,500

2457 Spain St
Baton Rouge, Louisiana 
HOME IN THE PROCESS OF BEING RENOVATED * MINUTES AWAY FROM DOWNTOWN BATON ROUGE * ORIGINAL HARDWOOD FLOORS RESTORED THROUGHOUT * CERAMIC TILE IN THE WET AREAS * SPACIOUS LIVING ROOM * FRESH INTERIOR PAINT * 2 FULL BATH ROOMS * LARGE EAT-IN KITCHEN * LARGE WASH ROOM * LARGE BEDROOMS * SCREENED IN FRONT PORCH * FENCED YARD * CENTRAL HEAT AND AIR TO BE INSTALLED PRIOR TO ACT OF SALE * MEASUREMENTS NOT WARRANTED BY REALTOR * HOME SOLD AS-IS AFTER INSPECTIONS. 
Price: $89,900
2376 Marci Ct
Baton Rouge, Louisiana 
BEAUTIFUL 3 BEDROOM 2 BATH HOME IN A QUIET AND NEAT SUBDIVISION. THE HOME HAS A NICE OPEN FLOOR PLAN WHICH ALLOWS YOU TO FLOW EASILY FROM THE FOYER INTO THE LIVING ROOM THROUGH THE DINNING/BREAKAST AREA AND INTO THE KITCHEN. THE KITCHENFEATURES AMPLE COUNTER SPACE, A NICE ELECTRIC RANGE/COOK TOP ISLAND WITH ADDED SPACE ON OPPOSITE SIDE FOR BAR STOOLS  TO SLIDE UNDER. THERE IS A PANTRY FOR EXTRA STORAGE  TO HIDE AWAY THE GROCERYS AND DOOR LEADING OUT TO BACK YARD AND WINDOW OVER SINK ALLOWING FOR LOTS OF  NATURAL LIGHT.  THE REFRIGERATOR, MICROWAVE, WASHER, AND DRYER ARE TO REMAIN AT NO ADDED VALUE. JUST OFF THE LIVING ROOM IS THE MASTER SUITE  AND JUST OFF THE DINNING/BREAKFAST AREA  IS A HALLWAY LEADING TO THE TWO SECONDARY BEDROOMS AND A HALL BATH. TIS HOME IS MOVE IN READY AND GREAT FOR A FIRST TIME HOME BUYER.
Price: $70,000
To view more info visit:
www.sellwithlacy.com
To view more info visit:
www.sellwithlacy.com
To view more info visit:
www.sellwithlacy.com
RESOURCE CENTER
The Baton Rouge Home Ownership Center

The Home Ownership Center (HOC) is a community resource that provides a comprehensive learning workshop as well as counseling for people who wish to own their own home.
  • Homebuyer Readiness Workshops
  • Homebuyer Training Classes

Click Here For More Information
To place your listings call 225-931-5415
Your dream home is here. This lovely home is located in the popular Hampton Village Subdivision. As you enter this custom 5 bedroom, 3 bathroom home you will fall in love with its open floor plan. This home features a formal living room, formal dining room, den and spacious kitchen. Additional features include granite counter tops, island, custom cabinets, built ins, crown molding, an office nook, humongous master bedroom, an amazing master suite with Jacuzzi tub, separate shower, dual sinks, and a large closet. You will adore the peace and serenity that you will experience as you relax on your back patio overlooking your over sized, fenced backyard. This home has so much to offer. Don't miss out on this one.
12133 Haven Avenue. Baton Rouge
Only $389,900
Interior Features
Bedrooms: 4
Full Baths: 2
Dining Rooms: 1
Living Rooms: 1
Master Bed Desc: en suite bath, walk in closet
Rooms: 9
SQFT: 1755
Exterior Features
Garage: 2
Lot Size: 50x125
Stories: 1

This 9 year old home is better than new. This 4 bedroom home has been recently updated and offers a spacious, open floor plan. This home has laminate wood flooring in the living rooms, has been freshly painted, and offers brand new carpet in the bedroom. This home also comes with the washer, dryer, and refrigerator. This home also includes all of the blinds and is move in ready. This home is located in a convenient location and is close to Florida Blvd., Old Hammond Hwy, and only minutes from I-12. It is near parks, recreation, shopping, and the library. Don't delay on this one, a home warranty will be included. It also qualifies for the 3% and 5% bond money program so you could move in with little to no money down. Call today for your private tour. You won't be sorry.

13903 Brookview Ave.
Baton Rouge, LA 70815

Price: $185,000
4 bed | 2 full bath | 1639 sqft | Single Family
Utilities
Central Air: Electric
Heating Desc: Central
MUD: Public
Utilities Desc: Entergy
13857 Briarcliff Ave.
Baton Rouge, LA 70815
Price: $175,000
4 bed | 2 full bath | 1755 sqft | Single Family